Ralph & Sue

Being an employer implies a lot of responsibilities and duties.  You have to make sure that your business is running smoothly.  You also have to make sure that your employees are satisfied in order to ensure that they will be able to do their work properly.  Not only are you responsible for providing an sufficient salary for them but you also need to provide them with other benefits like medical and security benefits. 

For medical concerns, health insurance is a must.  Some of your employees may have private health insurance but it is also an advantage (in some states, this is also mandatory) to apply for insurance to cover your employees. This requires that you collect from your employees (as a form of deduction from their salary) their contributions for there medical insurance.  It may require you the employer shoulder half or sometimes the whole contribution of your employee.  This insurance/medical benefits will surely be of a big help to your employees especially on health and hospital emergencies.